We'll Take the Keys: Drive Auto Group's Exclusive Vehicle Return Coverage

Protect Your Wallet And Your Future With This Remarkably Unique Program

If you can no longer manage your car payments, you can return your vehicle and receive $7500* towards your outstanding balance!

Buying or leasing a vehicle is a major commitment. But what happens if life takes an unexpected turn? At Drive Auto Group dealerships, we believe a change in your circumstances shouldn't lead to financial hardship.

That's why we offer Vehicle Return Coverage-a unique program designed to protect your credit rating and your savings if you can no longer afford your car payments due to a life-changing event.

Complimentary On All New Vehicle Purchases For A Limited Time

We've made it simple for our customers in Ajax, Markham, and the Durham Region to drive with total peace of mind.

Get Covered Automatically: When you finance or lease a new vehicle from Drive Auto Group.
Life Happens: If you experience a qualifying life event-such as involuntary job loss or physical disability-and can no longer afford your vehicle.
Walk Away Safely: You can return your vehicle to us and cancel up to $7,500 of the debt remaining (the difference between what you owe and what the car is worth)

Vs. The Competition

Feature	Drive Auto Group Vehicle Return Coverage Program	Other Dealerships & Private Sellers
Vehicle Return Coverage	Included	None
Credit Protection	Protected From Many Unforeseen Events	At Risk Of Unexpected Expenses
Negative Equity Coverage	Up To $7500*	$0
Local Support	Award Winning Finance Team	Greatly Varied By Location

What Our Customers Say About Us

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Program Highlights: Why Durham Drivers Choose The Drive Auto Group Vehicle Return Program

Protect Your Credit Score

The biggest risk of an unpaid car loan is a "voluntary repossession," which can damage your credit for up to seven years.

This exclusive program allows you to return your vehicle legally and settle your debt, keeping your credit rating spotless for the future.

**Cover Up To $7,500* in Negative Equity**

If your vehicle is worth less than what you owe (a common situation in the first few years of a loan), Drive Auto Group Vehicle Return Program covers the "gap" up to $7,500.

You can walk away from the debt having to pay less of the difference out of pocket with our exclusive program.

Minimal Medical Questions or Exams

Unlike traditional disability or life insurance, our exclusive Vehicle Return Coverage features almost universal acceptance rates.

Whether you're 18 or 70, you are covered so long as you are in "good general health" at the time of signing.

Hassle-Free Claims Process

We know that if you're using this program, you're likely going through a stressful time.

Our claims process is designed to be compassionate and fast-our team processes claims as quickly as possible, so you can focus on your family and your future.

Eligible Life Events Covered by Our Drive With Confidence Program

Life is unpredictable, but your car payment doesn't have to be. Here are the eligible life events covered under our various plans:

Covered Event	Vehicle Return Options
Involuntary Unemployment	Yes
Total Disability	Yes
Accidental Death	Yes
Physical Dismemberment	Yes
Involuntary Self-Employment Bankruptcy	Yes
Out-Of-Province Employer Relocation	Yes
Driving Prohibition (Medical)	Yes

Frequently Asked Questions About the Drive Auto Group Vehicle Return Program

No. Eligibility is based on you being in "General Good Health" at the time of purchase, meaning you have no known conditions likely to affect your life expectancy or ability to work.

If you face involuntary, permanent unemployment you may exercise the return option.

Yes, most covered events have a 90-day exclusion period from the date of purchase. Additionally, you must have made at least two consecutive monthly payments on your vehicle before a claim can be initiated.

Absolutely. You can cancel your coverage at any time. If you cancel within the first 30 days, you receive a full refund. After 30 days, a pro-rated refund is calculated based on the remaining term of your policy.

We offer "Joint" coverage options that protect both the primary and secondary person listed on the vehicle's finance or lease agreement.

No. This program is exclusively for vehicles used for personal purposes. Commercial use, fleet vehicles, and vehicles weighing over 6,000 kg are not eligible.

No. Job loss must be considered involuntary, and the customer must qualify for Employment Insurance.

Ready To Drive With Confidence?

Don't let the "what ifs" keep you from your next vehicle.

Visit a Drive Auto Group dealership near you today to browse our New Inventory, backed by the peace of mind of Vehicle Return Coverage. Ask our team for details!

*Customers must qualify for Employment Insurance to be eligible for the Drive Auto Group Vehicle Return Program job loss benefits. See dealer for full details.

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